Make Sure It Is Safe to Go Back.
Some Marshall Minnesota floods have more than one crest or peak. Even though the water looks like it’s going down, it may rise again and trap you. Stay tuned to your radio or TV to find out if and when you can go back home. If you are not sure whether you can return, contact your local emergency manager. Each year about 150 people die because of floods. Many of those fatalities are due to electrocution or other accidents that occur after the floodwaters have gone down. Have someone with you ask you check your home and do repairs. Dress for the task wear sturdy shoes and gloves.
relocate. If you do rebuild, your recovery plan should include the floodproofing measures that can be
incorporated with repairs and can save you thousands of dollars in the future.
Call Your Marshall Minnesota Insurance Agent
Your property insurance will fall into one of three categories:
1. Minnesota Homeowner’s insurance usually covers losses caused by wind, storm, or broken water pipes, but not surface flooding. Some homeowner’s policies may cover basement flooding caused by sewer backup or sump pump failure.
2. Flood insurance covers most losses caused by surface flood water.
final approval. Your agent will also tell you what to throw away, and what to set aside for the adjuster to review. Find out if your insurance covers living expenses while your home is being repaired. (Flood insurance does not cover that cost.)